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Habitat homes

Habitat partners with qualified families in Pulaski and Lonoke Counties who want to realize the dream of homeownership!

At Habitat for Humanity of Central Arkansas, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.

We partner with hard-working individuals and families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.

Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.

How do I become a Habitat homeowner?

Habitat for Humanity of Central Arkansas strives to make homeownership affordable for more individuals and families.

 

We provide a hand up, not a hand-out, meaning we’re in active partnership with the families accepted into our program.

potential homeowners must meet these requirements

Women volunteering on a Habitat build site

need for housing

  • Don't own a home

  • Lack of adequate space

  • Overcrowded living conditions

  • Substandard housing conditions

  • Currently spending 30+% of monthly income on rent

Habitat homeowners provide sweat equity, helping to build their homes

willingness to partner

  • Complete 300 "sweat equity" hours

  • Attend homebuyer classes

  • Become responsible for maintenance and repairs once mortgage is signed

Habitat homeowners receive financial training and mortgage guidance

ability to pay

  • Your income falls between 30-80% of the area median income based on your family size

  • With help, develop a budget

  • Cover closing costs of $2,500+

have questions?

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