Habitat homes
Habitat partners with qualified families in Pulaski County who want to realize the dream of homeownership!
At Habitat for Humanity of Central Arkansas, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.
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We partner with hard-working individuals and families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.
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Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.
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Habitat for Humanity International and its affiliated organizations (Habitat for Humanity) will not proselytize, nor will Habitat for Humanity work with entities or individuals who insist on proselytizing as part of their work with Habitat for Humanity. This means that Habitat for Humanity will not offer assistance on the expressed or implied condition that people must (i) adhere to or convert to a particular faith or (ii) listen and respond to messaging designed to induce conversion to a particular faith.
How do I become a Habitat homeowner?
Habitat for Humanity of Central Arkansas strives to make homeownership affordable for more individuals and families.
We provide a hand up, not a hand-out, meaning we’re in active partnership with the families accepted into our program.
potential homeowners must meet these requirements
need for housing
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Don't own a home
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Lack of adequate space
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Overcrowded living conditions
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Substandard housing conditions
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Currently spending 30+% of monthly income on rent
willingness to partner
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Complete 200 "sweat equity" hours for a single applicant
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Complete 300 "sweat equity" hours for co-applicants
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Attend homebuyer classes
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Become responsible for maintenance and repairs once mortgage is signed
ability to pay
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Your income falls between 40-80% of the area median income based on your family size
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With help, develop a budget
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Cover closing costs of $2,500+
