Habitat partners with qualified families in Pulaski and Lonoke Counties who want to realize the dream of homeownership!
At Habitat for Humanity of Central Arkansas, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.
We partner with hard-working individuals and families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.
Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.
How do I become a Habitat homeowner?
Habitat for Humanity of Central Arkansas strives to make homeownership affordable for more individuals and families.
We provide a hand up, not a hand-out, meaning we’re in active partnership with the families accepted into our program.
potential homeowners must meet these requirements
need for housing
Don't own a home
Lack of adequate space
Overcrowded living conditions
Substandard housing conditions
Currently spending 30+% of monthly income on rent
willingness to partner
Complete 300 "sweat equity" hours
Attend homebuyer classes
Become responsible for maintenance and repairs once mortgage is signed
ability to pay
Your income falls between 30-80% of the area median income based on your family size
With help, develop a budget
Cover closing costs of $2,500+