Please note: We are not accepting new applications at this time.


Become a

Habitat Homeowner

Habitat partners with qualified families in Pulaski and Lonoke Counties who want to realize the dream of homeownership!

At Habitat for Humanity of Central Arkansas, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.

We partner with hard-working individuals and families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.

Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.

Habitat Home Misconception:

Habitat for Humanity homes are not free – each family who partners with Habitat is

making a personal and financial investment in their future.

How do I become a Habitat Homeowner?

Become a Habitat Homeowner.png

Habitat for Humanity of Central Arkansas strives to make homeownership affordable for more individuals and families.


We provide a hand up, not a hand-out, meaning we’re in active partnership with the families accepted into our program.

Potential Homeowners

must meet the following requirements:

  • need for shelter

  • ability to pay

  • willingness to partner

Please note: We are not accepting new applications at this time.


need for housing

  • Don't own a home

  • Lack of adequate space

  • Overcrowded living conditions

  • Substandard housing conditions

  • High income-to-rent ratio (30% of monthly income to rent)

willingness to partner

  • Complete 300 "Sweat Equity" hours

  • Attend Homebuyer class

  • Become responsible for maintenance & repairs once mortgage is signed

ability to pay

  • Ability to pay monthly mortgage payment

  • With help, develop a budget

  • Cover closing costs of $2,500

Habitat for Humanity of Central Arkansas has pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. 
We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.