Become a

Habitat Homeowner

Habitat is seeking qualified families in Pulaski and Lonoke Counties who want to realize the dream of homeownership!

At Habitat for Humanity of Central Arkansas, we believe that every one of us deserves a decent and affordable place to call home, and that home becomes a launching point for a brighter future.

We partner with hard-working individuals and families to help them build a better life for themselves and their loved ones – because we know that decent, affordable shelter offers strength, stability, and self-reliance.

Habitat homes are sold with an affordable mortgage that is less than 30% of our homeowner’s monthly income. This affordable payment creates financial stability allowing for homeowners to invest in their families and future.

Ready to own your own home?

Habitat Home Misconception:

Habitat for Humanity homes are not free – each family who partners with Habitat is making a personal and financial investment in their future.

How do I become a Habitat Homeowner?

Habitat for Humanity of Central Arkansas strives to make homeownership affordable for more individuals and families.


We provide a hand up, not a hand-out, meaning we’re in active partnership with the families accepted into our program.

Potential Homeowners

must meet the following requirements:

  • need for shelter

  • ability to pay

  • willingness to partner


need for housing

  • Don't own a home

  • Lack of adequate space

  • Overcrowded living conditions

  • Substandard housing conditions

  • High income-to-rent ratio (30% of monthly income to rent)

willingness to partner

  • Complete 300 "Sweat Equity" hours

  • Attend Homebuyer class

  • Become responsible for maintenance & repairs once mortgage is signed

ability to pay

  • Ability to pay monthly mortgage payment

  • With help, develop a budget

  • Cover closing costs of $2,500

Habitat for Humanity of Central Arkansas has pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. 
We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
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6700 S University Avenue

Little Rock, AR 72209

Monday to Friday

9AM - 5PM

tel (501) 376-4434

6700 S University Avenue

Little Rock, AR 72209

2657 Pike Avenue

North Little Rock, AR 72114

Tuesday to Saturday

9AM - 5PM

tel (501) 376-4434

Habitat for Humanity of Central Arkansas, Inc. is an Equal Housing Lender, and an Equal Opportunity, Affirmative Action Employer.

The Habitat for Humanity of Central Arkansas is a registered 501(c)(3) nonprofit organization: 

Federal Tax ID# 71-0679937